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Closing Costs

 

It’s very important to have a solid understanding of the closing costs associated with buying a home in Ottawa – before starting your house hunt!

These costs add up quickly and are in addition to your down payment. Knowing and documenting your expected costs is a great way to plan ahead and enjoy a smooth closing process. In Ottawa and surrounding communities, you should allow for at least 1.5% to 2.5% of the purchase price for closing costs. The higher funds available, the better. Remember, there are always added costs that are not readily known (ie: extra gas fees, food, moving company/friends, celebration).

I’ve included some estimated numbers below to provide you with a clear picture of what kind of costs to expect on an average house price in Ottawa of $400,000 with a 10% downpayment. Closing costs will vary based on personal circumstances. The numbers below are for illustration purposes only. 

Buying a rural property? Don’t forgot to add in well inspection and septic inspection fees. These inspections are often completely separate from the home inspection with their own specific fees. 

Land Transfer Tax

Legal and Disbursement Fees

Moving Truck/Boxes

Home Inspection

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